@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.absolute{position:absolute}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.block{display:block}.hidden{display:none}.table{display:table}.rounded{border-radius:.25rem}}:root{--ink:#192e2b;--muted:#556762;--green:#174f43;--accent:#d49b35;--border:#dce3df;--surface:#f4f7f5}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{color:var(--ink);background:#fff;margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}:focus-visible{outline-offset:4px;outline:3px solid #bf7516}button{cursor:pointer}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.15}h1{letter-spacing:-.045em;font-size:clamp(2.2rem,4.8vw,4.3rem);font-weight:700}h2{letter-spacing:-.025em;font-size:1.7rem}h3{letter-spacing:-.02em;font-size:1.25rem}p{color:var(--muted)}small{font-size:.875rem}ul{padding-left:1.25rem}li+li{margin-top:.6rem}.container{width:min(1184px,100% - 64px);margin:auto}.site-header{border-bottom:1px solid var(--border)}.header-inner{justify-content:space-between;align-items:center;gap:24px;max-width:1184px;min-height:88px;margin:auto;display:flex}.brand{letter-spacing:-.04em;overflow-wrap:anywhere;align-items:center;gap:12px;min-width:0;font-size:1.25rem;font-weight:700;display:flex}.brand-mark{background:var(--green);color:#fff;border-radius:7px;flex-shrink:0;place-items:center;width:38px;height:38px;font-size:28px;display:grid}.site-header nav{flex-shrink:0;gap:32px;display:flex}.site-header nav a{padding:14px 0;font-size:.9375rem;font-weight:600}.site-header nav a:hover,.text-link:hover{color:var(--green);text-decoration:underline}.hero{grid-template-columns:1.65fr 1fr;align-items:center;gap:64px;padding:64px 0 56px;display:grid}.eyebrow{letter-spacing:.13em;color:var(--green);margin-bottom:20px;font-size:.75rem;font-weight:700;display:block}.accent{color:var(--accent)}.hero-tagline{color:var(--ink);margin-top:24px;font-size:1.2rem;font-weight:600}.hero-copy{max-width:560px;margin-top:10px}.hero-note{border:1px solid var(--border);border-top:4px solid var(--green);background:var(--surface);border-radius:3px;padding:30px 32px}.hero-note>div{border-top:1px solid var(--border);gap:16px;padding:17px 0;display:flex}.hero-note .eyebrow{margin-bottom:14px}.hero-note strong{color:var(--ink)}.hero-note p{font-size:.9375rem}.note-index{color:var(--green);padding-top:3px;font-size:.8125rem}.note-bottom{border-top:1px solid var(--border);padding-top:15px}.directory>section{margin-bottom:46px}.section-heading{justify-content:space-between;align-items:center;gap:20px;margin-bottom:22px;display:flex}.section-heading>span{letter-spacing:.12em;color:var(--muted);white-space:nowrap;font-size:.75rem}.section-heading a{font-size:.875rem;text-decoration:underline}.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.calculator-card{border:1px solid var(--border);border-radius:6px;flex-direction:column;min-height:250px;padding:26px;transition:border-color .15s,box-shadow .15s;display:flex}.calculator-card:hover{border-color:var(--green);box-shadow:0 5px 16px #123b2610}.card-meta{color:var(--muted);justify-content:space-between;margin-bottom:24px;font-size:.75rem;display:flex}.calculator-card h3{max-width:250px;font-size:1.4rem}.calculator-card p{margin:12px 0 24px;font-size:.9375rem;line-height:1.55}.card-cta{color:var(--green);justify-content:space-between;align-items:center;margin-top:auto;font-size:.875rem;font-weight:700;display:flex}.card-cta>span{font-size:1.25rem}.trust-strip{border-top:1px solid var(--border);grid-template-columns:1fr 1fr 1fr;gap:40px;padding:42px 0 60px;display:grid}.trust-strip p{font-size:.9375rem}.trust-strip h2{margin-bottom:10px;font-size:1.4rem}.trust-strip strong{color:var(--ink)}.site-footer{background:var(--surface);border-top:1px solid var(--border);margin-top:24px}.footer-inner,.footer-bottom{max-width:1184px;margin:auto}.footer-inner{justify-content:space-between;gap:48px;padding:45px 0 35px;display:flex}.footer-brand{font-size:1.2rem;font-weight:700}.footer-inner p{margin:10px 0}.footer-inner small{color:var(--muted)}.footer-inner nav{grid-template-columns:1fr 1fr;gap:12px 40px;font-size:.9375rem;display:grid}.footer-inner nav a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid var(--border);color:var(--muted);padding:20px 0 28px;font-size:.8125rem}.page-heading{padding:64px 0 44px}.page-heading p:last-child{max-width:680px;margin-top:20px}.breadcrumb{color:var(--muted);flex-wrap:wrap;gap:10px;padding:25px 0;font-size:.8125rem;display:flex}.breadcrumb a:hover{text-decoration:underline}.calculator-heading{padding:15px 0 32px}.calculator-heading .eyebrow{margin-bottom:14px}.calculator-heading h1{font-size:clamp(2rem,3.5vw,3rem)}.calculator-heading>p:not(.eyebrow){margin-top:14px;font-size:1.0625rem}.meta-line{color:var(--muted);flex-wrap:wrap;gap:20px;margin-top:18px;font-size:.8125rem;display:flex}.meta-line a{color:var(--green);text-decoration:underline}.calculator-layout{grid-template-columns:1.12fr 1fr;align-items:start;gap:24px;display:grid}.input-panel{border:1px solid var(--border);border-radius:8px;min-width:0;padding:28px}.panel-heading{align-items:center;gap:14px;margin-bottom:28px;display:flex}.step{width:36px;height:36px;color:var(--green);background:#eaf1ec;border-radius:50%;flex-shrink:0;place-items:center;font-size:.8125rem;display:grid}.panel-heading h2{font-size:1.25rem}.panel-heading p{margin-top:4px;font-size:.875rem}.field-grid{grid-template-columns:1fr 1fr;gap:20px 18px;display:grid}.field{min-width:0}.field label{margin-bottom:7px;font-size:.875rem;font-weight:600;display:block}.field input,.field select{width:100%;min-height:48px;color:var(--ink);background:#fff;border:1px solid #a7b6ae;border-radius:5px;min-width:0;padding:10px 12px}.field select{padding-right:26px;font-size:.9375rem}.field small{color:var(--muted);margin-top:7px;font-size:.75rem;line-height:1.45;display:block}.calculate-button{background:var(--green);color:#fff;border:0;border-radius:5px;justify-content:space-between;align-items:center;width:100%;min-height:52px;margin-top:28px;padding:12px 20px;font-weight:700;display:flex}.calculate-button:hover{background:#103d33}.form-note{margin-top:12px;font-size:.8125rem}.error{color:#8a2514;background:#fff1ed;border-left:3px solid #8a2514;margin-top:20px;padding:12px}.result-panel{color:#fff;background:#123e34;border-radius:8px;min-width:0;min-height:520px;padding:28px}.result-top{justify-content:space-between;align-items:center;gap:10px;display:flex}.result-panel .eyebrow{color:#c5dbce;margin:0;font-size:.6875rem}.result-status{color:#d4e5dc;white-space:nowrap;border:1px solid #668b79;border-radius:3px;padding:3px 8px;font-size:.6875rem}.result-panel h2{color:#eef5f0;margin:25px 0 12px;font-size:1.15rem;font-weight:500}.main-result{letter-spacing:-.035em;overflow-wrap:anywhere;font-variant-numeric:tabular-nums;font-size:clamp(2.1rem,4.4vw,3.5rem);font-weight:700;line-height:1.2}.main-result>span{letter-spacing:0;font-size:1.2rem;font-weight:400}.midpoint{color:#c5dbce;margin-top:6px;font-size:.8125rem}.range-grid{border:1px solid #4c7060;border-radius:5px;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:24px;display:grid}.range-grid>div{text-align:center;min-width:0;padding:14px 10px}.range-grid>div+div{border-left:1px solid #4c7060}.range-grid span{color:#c5dbce;margin-bottom:4px;font-size:.75rem;display:block}.range-grid strong{overflow-wrap:anywhere;font-size:1.0625rem}.breakdown{margin:24px 0}.breakdown>div{border-bottom:1px solid #426452;justify-content:space-between;gap:18px;padding:10px 0;font-size:.8125rem;display:flex}.breakdown dt{color:#d6e6dd;max-width:48%}.breakdown dd{text-align:right;overflow-wrap:anywhere;max-width:54%;margin:0}.result-panel details{border-top:1px solid #426452;padding:12px 0;font-size:.8125rem}.result-panel summary{cursor:pointer;color:#fff;min-height:32px;padding:4px 0}.result-panel li{color:#d6e6dd}.input-summary>div{color:#d6e6dd;justify-content:space-between;gap:12px;padding:5px 0;display:flex}.input-summary dd{text-align:right;max-width:55%}.result-date{color:#c5dbce;margin-top:14px;font-size:.75rem}.warning,.stale{background:#f8edcd;border-radius:4px;margin:14px 0;padding:12px;font-size:.8125rem;color:#4d3c14!important}.estimate-disclaimer{max-width:940px;margin:20px 0 52px;font-size:.8125rem}.content-layout{border-top:1px solid var(--border);grid-template-columns:minmax(0,760px) 1fr;gap:64px;padding-top:46px;display:grid}.article-content section{margin-bottom:42px;scroll-margin-top:30px}.article-content h2{margin-bottom:16px;font-size:1.65rem}.article-content h3{margin-bottom:10px}.article-content p+p{margin-top:12px}.article-content li{color:var(--muted)}.article-content a{color:var(--green);text-underline-offset:3px;text-decoration:underline}.worked-example{background:var(--surface);border-left:3px solid var(--green);padding:26px 28px}.worked-example .eyebrow{margin-bottom:14px}.reading-note{border-top:3px solid var(--green);align-self:start;padding-top:22px}.reading-note h2{margin:12px 0 18px;font-size:1.6rem}.reading-note p{font-size:.9375rem}.reading-note a{color:var(--green);margin-top:20px;font-size:.875rem;text-decoration:underline;display:inline-block}.faq{border-bottom:1px solid var(--border);padding:16px 0}.faq summary{cursor:pointer;min-height:32px;font-weight:600}.faq p{padding:12px 0 0}.source-list>div{border-bottom:1px solid var(--border);padding:18px 0}.source-list h3{font-size:1rem}.source-list p{font-size:.875rem}.source-list small{color:var(--muted);font-size:.75rem}.related-section{padding:26px 0 40px}.related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.related-grid a{border:1px solid var(--border);border-radius:5px;justify-content:space-between;align-items:center;gap:16px;padding:20px;font-size:.9375rem;font-weight:600;display:flex}.related-grid a:hover{border-color:var(--green)}.legal{max-width:780px;min-height:55vh;padding-bottom:50px}.legal h1{margin-bottom:24px}.legal h2{margin:32px 0 14px;font-size:1.5rem}.legal p+p{margin-top:18px}.legal a{color:var(--green);text-decoration:underline}.ad-slot{min-height:100px;margin:32px 0}.skip-link{background:var(--green);color:#fff;z-index:20;padding:12px;position:absolute;top:-100px;left:16px}.skip-link:focus{top:12px}@media (min-width:768px){.directory>section:last-child .card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.directory>section:last-child .calculator-card{min-height:220px}}@media (max-width:1248px){.header-inner,.footer-inner,.footer-bottom{width:calc(100% - 64px)}}@media (max-width:900px){.hero{grid-template-columns:1.3fr 1fr;gap:32px}.hero h1{font-size:2.8rem}.hero-note{padding:24px}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-layout{grid-template-columns:1fr}.content-layout{grid-template-columns:minmax(0,1fr) 220px;gap:32px}.result-panel{min-height:520px}.trust-strip{gap:25px}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:640px){.container,.header-inner,.footer-inner,.footer-bottom{width:calc(100% - 36px)}.header-inner{gap:14px;min-height:76px}.brand{gap:8px;font-size:1rem}.brand-mark{width:30px;height:30px;font-size:24px}.site-header nav{gap:14px}.site-header nav a{font-size:.8125rem}.hero{grid-template-columns:1fr;gap:30px;padding:38px 0}.hero h1{font-size:2.65rem}.hero-tagline{font-size:1.05rem}.hero-note{padding:22px}.hero-note>div{padding:12px 0}.hero-note .eyebrow{font-size:.6875rem}.card-grid{grid-template-columns:1fr;gap:12px}.calculator-card{min-height:215px;padding:23px}.calculator-card h3{max-width:none}.card-meta{margin-bottom:17px}.section-heading h2{font-size:1.4rem}.section-heading{align-items:start}.section-heading>span{margin-top:5px}.trust-strip{grid-template-columns:1fr;gap:25px;padding-bottom:35px}.footer-inner{flex-direction:column;gap:30px}.footer-inner nav{gap:12px 24px}.footer-bottom{font-size:.75rem}.breadcrumb{padding:22px 0 12px;font-size:.75rem}.calculator-heading{padding:16px 0 25px}.calculator-heading h1{font-size:2.15rem}.meta-line{gap:8px 16px;font-size:.75rem}.input-panel,.result-panel{padding:22px 18px}.field-grid{gap:18px 12px}.field label{font-size:.8125rem}.field input,.field select{padding-left:9px}.field select{font-size:.8125rem}.panel-heading h2{font-size:1.15rem}.main-result{font-size:2.8rem}.range-grid strong{font-size:1rem}.result-top{gap:6px}.result-panel .eyebrow{letter-spacing:.07em}.result-status{padding:3px 5px}.content-layout{grid-template-columns:1fr;gap:10px;padding-top:30px}.reading-note{margin-bottom:30px}.article-content h2{font-size:1.5rem}.worked-example{padding:22px}.related-grid{grid-template-columns:1fr}.related-section .section-heading{flex-wrap:wrap}.page-heading{padding:40px 0 30px}.page-heading h1{font-size:2.3rem}.estimate-disclaimer{margin-bottom:32px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
